The customer initiates a transaction on the Merchants website and enters the required information (Name, Address, Telephone, email, etc) for order processing.
MerchantRMS system receives the information and captures additional technical information via a secure connection
MerchantRMS system further evaluates this information based on the Merchant’s customized rules
- After evaluating MerchantRMS sends the fraudscore back to the Merchant’s e-commerce system.
Based on the fraudscore the transaction is either:
Allowed – Sent to Merchant’s Bank Payment Processor
Denied – Sent to the Merchant’s Website and Transaction is denied
Reviewed – Transaction is flagged for Manual Review
- Optionally Merchant can also trigger a telephone verification for high-fraud-score orders before manual review to verify the end-users phone